Fast Business Capital

Funding That Moves
At Full Speed

Derby Funding delivers fast, flexible capital to businesses ready to win. No slow banks. No waiting. Just fuel for your next move.

24hr Approval Speed
$5M+ Max Funding
500+ Businesses Funded

Trusted by businesses across industries  ·  Fast approvals  ·  Flexible terms  ·  No hidden fees

The Right Capital for
Every Business

Whether you need working capital today or long-term financing, Derby Funding has a solution built for your pace.

Merchant Cash Advance

Receive a lump sum of capital based on your daily sales volume — not your credit score. Repayments adjust with your cash flow, so slower months mean smaller payments. Fast approval, no collateral required.

Same-Day Funding Available

Revenue-Based Financing

Funding sized to your monthly revenue with fixed, predictable payments for the life of the deal. No surprise adjustments, no fluctuating rates — just straightforward capital built around your cash flow.

Offers Based on Your Revenue

Business Term Loans

Structured financing from $10,000 to $5 million with set repayment schedules and competitive terms. Ideal for planned investments, expansion, or refinancing existing debt — with decisions in as little as 24 hours.

Up to $5M · 24hr Decision

Flex Credit Line

A revolving credit line that lets you draw only what you need, when you need it. Pay only on what you use — not the full limit. Funds replenish automatically as you repay, keeping capital available at all times.

Draw On Demand · Pay Only What You Use

Industries We Specialize In

We work with businesses across a wide range of industries. If your business generates consistent revenue, chances are we have a funding solution for you.

Restaurants & Food Service

From neighborhood diners to growing franchise locations, food businesses use capital for payroll, inventory, equipment upgrades, and seasonal peaks.

e.g. pizza franchise, catering company, food truck fleet, café chain

Avg Funding: $15K – $150K

Retail & E-Commerce

Retailers and online sellers stock up for busy seasons, launch new product lines, and drive marketing spend before revenue spikes arrive.

e.g. boutique clothing store, online supplement brand, sporting goods shop

Avg Funding: $15K – $200K

Construction & Contractors

Contractors bridge gaps between project milestones and client payments — covering materials, labor, and equipment without slowing any job down.

e.g. roofing company, electrical contractor, general contractor, landscaping business

Avg Funding: $25K – $350K

Healthcare & Medical

Private practices use capital for equipment, staffing, and expansion while managing cash flow through long insurance reimbursement cycles.

e.g. dental office, chiropractic practice, urgent care center, physical therapy clinic

Avg Funding: $25K – $300K

Transportation & Logistics

Trucking and delivery operators cover fuel, maintenance, and fleet growth while waiting on freight payments that can take 30–90 days to clear.

e.g. owner-operator fleet, courier service, freight broker, last-mile delivery company

Avg Funding: $20K – $275K

Auto Repair & Dealerships

Shops and dealers fund inventory purchases, lift upgrades, and parts costs to stay ahead of demand without waiting on cash from completed jobs.

e.g. collision repair shop, used car lot, tire & service center, detailing business

Avg Funding: $15K – $175K

Beauty & Personal Care

Salons, spas, and studios use capital to add service rooms, upgrade equipment, hire staff, and drive promotions that bring in new clientele.

e.g. hair salon, nail studio, med spa, barbershop, lash & brow studio

Avg Funding: $10K – $80K

Professional Services

Service-based businesses fuel hiring, technology, and marketing investments with capital that keeps operations smooth while client invoices clear.

e.g. staffing agency, marketing firm, IT consulting company, accounting practice

Avg Funding: $25K – $225K

Fitness & Wellness

Gyms, studios, and wellness centers use capital to add equipment, renovate spaces, and run membership drives during slower seasons.

e.g. CrossFit gym, yoga studio, personal training facility, recovery center

Avg Funding: $10K – $100K

Wholesale & Distribution

Distributors fund bulk purchases, manage supplier terms, and stay ahead of demand without drawing down the working capital they need to operate.

e.g. food distributor, janitorial supply company, building materials wholesaler

Avg Funding: $30K – $400K

We Move Fast.
So You Can Too.

At Derby Funding, speed isn't just a feature — it's our standard. We built our process around one goal: getting capital into your hands as fast as possible.

  • Decisions in 24 Hours No weeks of waiting. We review your application fast and give you a real answer quickly.
  • Flexible Qualification We look beyond credit scores. Your revenue and business history tell a fuller story.
  • Dedicated Funding Specialists A real person guides you through the process — no bots, no call centers, no runaround.
  • No Hidden Fees Transparent terms from day one. You'll always know exactly what you're getting.

How It Works

01
Apply in Minutes Fill out a simple application — takes less than 5 minutes with no impact to your credit.
02
Get Approved Fast Our team reviews your file and presents your best options — usually within 24 hours.
03
Funds Hit Your Account Once you sign, funding is deposited directly — sometimes the same day.

See What Your
Payment Looks Like

Adjust the sliders to get a real-time estimate. Final offers are based on your full business profile — this gives you a solid starting point.

  • No credit impactEstimating your terms is 100% free with no hard pull.
  • Funded as fast as 24 hoursOnce approved, funds move quickly to your account.
  • Multiple programs availableMCA, revenue-based, term loans, and flex lines.
Estimate Your Funding
Advance Amount
$50,000
$5,000$500,000
Payment Frequency
Term Length
26 Weeks
12 Weeks52 Weeks
Factor Rate 1.28
Total Payback $64,000
Estimated Payment $2,462 / wk
Apply Now — Get Your Real Offer →

Estimates only. Actual terms vary based on your business profile.

Apply for Business Funding

Get a decision in as little as 4 hours. No lengthy paperwork — just fast, straightforward capital for your business.

1
Funding
2
Business
3
Contact

What are your funding needs?

Select the amount and purpose that best fits your goals.

How much funding do you need?
What will you use it for?

Tell us about your business

We use this to match you with the right funding program.

Your contact information

A funding specialist will reach out within one business day to go over your options.

Application Received!

Thank you — a Derby Funding specialist will contact you within 1 business day to discuss your options. Want to talk sooner? Call us now.

(516) 424-7830

The Derby Funding Partner Program

Brokers, ISOs, CPAs, and financial advisors earn top-tier commissions by connecting their clients with fast, flexible business funding.

Top-Tier Commissions

Earn competitive commissions on every funded deal with no earnings cap. The more clients you refer, the more you make — it's that straightforward.

Fast Payouts

Get paid within 1–2 business days of each funded deal closing. No waiting weeks for a check — your commission moves as fast as our funding does.

Full Transparency

Track every submission, approval, and payout in real time. No black boxes — you always know exactly where your deals and commissions stand.

A Dedicated Account Rep

You get a single point of contact who handles your submissions, follows up on approvals, and keeps deals moving — so you can focus on your clients.

How It Works

1

Submit a Lead

Send us a business owner's basic info — name, industry, and monthly revenue. That's all we need to start.

2

We Handle the Rest

Our team reaches out, underwrites the deal, and structures the best offer — no extra work on your end.

3

Your Client Gets Funded

Once the deal closes, your client receives their capital — often the same day approval comes through.

4

You Get Paid

Your commission hits within 1–2 business days. Fast, reliable, and with no chasing required.

Ready to start earning? Call us or reach out directly to set up your partner account — it takes less than 5 minutes.

Become a Partner — (516) 424-7830

Ready to Get Funded?

Call us now and speak directly with a funding specialist. We'll find the right program for your business — fast.

(516) 424-7830

Monday – Friday · 8am – 7pm EST · No obligation · Free consultation